OptusPay is how we refer to the interest free device payment option for phones, tablets and smart watches that allows you to own your device and pay it off over time with Optus, provided you remain on an eligible Optus Plan. Rather than paying the total cost of your device upfront, the repayments are spread over 12, 24, or 36 month repayment term.

OptusPay is available when you sign up to an eligible SIM plan and purchase a mobile, tablet or smart watch. For each Optus SIM plan you can use OptusPay for one device.

The device charge will appear on your monthly bill.

Important: Make sure to choose the device repayment term that best suits you as you'll be unable to change the length of your repayment term after sign up.

A Device Payment plan is how we refer to the interest free payment option for accessories and some Home Broadband modems and devices that allows you to own your device and pay it off over time with Optus, provided you remain on an eligible Optus Plan

Instead of paying for your , the repayments are spread over a period of 12, 24, or 36 months. Your monthly repayment will depend on the length of your plan.

Below is an example of how device payment plans will appear on your bill under the Monthly Charges and Credits section. You can see the device payment amount for the month (e.g. $69.00), as well as how many payments have been made (1 of 24).

See this page for more help understanding your bill.

Customers on selected plans may be eligible to receive a device credit which reduces each monthly device repayment. This credit is applied separately on each monthly bill and offsets the cost of the device payment fee.

Below is an example of how device credits will appear on your bill under the Monthly Charges and Credits section. You can see the device credit amount for the month (e.g. $44.00 CR).

Changing to an eligible Optus SIM plan

If you move to another eligible Postpaid mobile phone plan, your device payments will remain the same.

Check your plan's Critical Information Summary (CIS) for more information about changing plans and any additional fees. Read more about changing Postpaid mobile phone plans here. For more information about changing your Home Internet plan, click here.

Cancelling or changing to an ineligible Optus SIM plan 

If you cancel your eligible Optus plan or move to an ineligible Optus plan, your will no longer be able to use OptusPay/your Device Payment Plan will be cancelled and , you'll need to pay out any remaining device payments in full. Any applicable device credits or discounts will be forfeited.

Refer to your plan critical information summary for more details.

If you're on an Optus Choice plan, you can upgrade your device at any time. You will need to pay out the amount remaining on your device in full. This is calculated by multiplying your monthly device payment by the number of months left on your plan.

You can also find out the cost of paying out your device in My Optus app by following the instructions here.

If your device is paid off, you'll no longer be charged device payments.

If you cancel your plan, you'll no longer be eligible for OptusPay/ a Device Payment Plan. This could be in addition to any applicable additional charges (including additional usage, early termination charges for your service, etc.).

Refer to your plan Critical Information Summary (CIS) for more details.