Skip to Primary NavigationSkip to ContentSkip to Footer
  • Personal
  • Business
  • Enterprise
  • Deals
  1. Help & Support - Optus/
  2. Articles/
  3. Declined Application

Declined Application

There are a number of factors that may result in your application for an Optus service not being approved. For further information, see below.

New to Optus

A declined application for a new service is typically based on a combination of personal information supplied and information held on an external credit file.

If your current employment or income status changes or there is an update to your credit file, you may wish to re-apply.

With Optus already

A declined application for an existing customer wishing to upgrade or add a new service can be based on the current status of the account. It's recommended to check the latest bill for any outstanding balance overdue.

A decline may also occur if the requested product exceeds the credit limit that's been approved. Re-applying and requesting a lower value plan or device is an option.

Other options

We have a wide range of Prepaid phones / offers available. For information, go to the Optus website.

Check credit file

If you want to check your credit file, you can contact Equifax and illion.

Related Articles

Your bill explained

How to change plans

Change ownership of your service

A guide to eSIM

Home Internet WiFi username & password help

Popular articles

Orders, deliveries & returns

How to check network status & outages

Home Internet WiFi username & password help

Home Internet troubleshooting

Get in touch

  • Get My Optus app
  • Contact us
  • Find a store

Need more help?

 

Getting started


Billing and recharge


Troubleshooting


Device Guides


5G Mobile

 

Broadband & NBN


Manage my account


Optus Sport


Email


5G Home Broadband

 

Entertainment


Coverage and travel


Home phone


Business


Consumer advice

 

More from Optus

  • My Optus App
  • SubHub
  • Accessories
  • Student Hub

Customer Service

  • Contact Us
  • Help & Support
  • Store Locator
  • Payment Assistance Policy
  • Feedback & Complaints
  • Report a service outage

About Us

  • About Optus
  • Careers
  • Corporate Information
  • Media Releases
  • About Singtel
  • Accessibility

  • Blog
  • Connect With Us on facebook
  • Connect With Us on instagram
  • Connect With Us on tiktok
  • Connect With Us on linkedin
  • Connect With Us on twitter
  • Connect With Us on youtube

  • Critical Information Summaries
  • Standard Agreement
  • Privacy, Security & Safety

Connect with us

  • Blog
  • Connect With Us on facebook
  • Connect With Us on instagram
  • Connect With Us on tiktok
  • Connect With Us on linkedin
  • Connect With Us on twitter
  • Connect With Us on youtube
  • Critical Information Summaries
  • Standard Agreement
  • Privacy, Security & Safety
© 2026 Singtel Optus Pty Limited
Optus acknowledges the Traditional Custodians of the lands, waters and skies across Australia. We pay our respects to Elders past and present and honour the strength and continuity of the world's oldest living cultures.