Get your Christmas shopping done early with these five tips
It’s almost that time of the year when gift giving can take its toll on your bank balance. You’re then swamped with end of year catch ups, a possible getaway and shopping for gifts in a frenzied rush. It’s easier to get Christmas shopping out of the way to makes things a lot less stressful.
Use your Optus nbn™ (min. cost 24 months $1,440) and these handy tips to get your gifting done and dusted in time so you can avoid the Christmas rush.
Get friends and loved ones to compile wish lists
Instead of leaving the hardest people to buy for until the last minute, try using online wish lists. You can send out an email to everyone you plan to buy for, inviting them to make an online Christmas gift list.
Once they’ve created their own list, you’ll be able to scroll through and find gifts that fit within your budget.
Set a budget so you can shop in advance
It pays to be organised. Get a head start and start to budget as early as January and aim to have all your gifts purchased by September. There’s nothing worse than draining savings and pay checks in December to buy the bulk of your gifts because you’ve left it too late. It can be avoided with some savvy budgeting.
Work out how much you plan to spend on gifts, install a smartphone app (check out our mobile phones at http://www.optus.com.au/shop/mobile) to help keep track of savings and your budget. The bonus? If you finish all your shopping early, you’ll have a bit of money saved to take advantage of Boxing Day sales.
Shop for gifts online
Don’t miss out on items that may sell out during the holiday season rush – browse and order your gifts via online shopping sites. But be wary of higher rates for express delivery.
The advantage of online shopping is that you can quite often land some amazing deals, organise delivery before Christmas and often secure offers of free shipping when your purchases are over a set amount. This ensures you won’t have to struggle to get your gifts delivered by Christmas and you’ll have extra time to organise returns or exchanges if you need to.
Another way to lessen the blow to your budget is to take advantage of ‘buy now, pay later’ services. It allows you to get the items you want, make budget-friendly repayments and have everything ready to go when Christmas rolls around. It is also a great alternative if you don’t want to have a pile of gifts lying around or curious kids sneaking an early peek at their presents.
Research deals and specials
Once you have a plan for gifts, try to track down the best deals. EOFS and Black Friday may land you great deals but only on a limited pool of items. The benefit of early purchases is that you have more time to research sales and special deals on specific products.