Peace of mind for your new mobile or tablet

Life is good with a new mobile phone or tablet.

Device Protect gives you peace of mind by getting you back on track with a replacement phone or tablet in the case of loss or theft, or repairing or replacing the device in the case of accidental damage.

Protect your new device so that you can stop worrying, and get back to doing the things you love.

Please note that replacement equipment may include remanufactured or used equipment.

Insurance products no longer available for new customers

  • Device Protect version 6 launched 7 December 2020 and sold until 30 June 2021
  • Device Protect version 5 launched 14 January 2019 and sold until 6 December 2020
  • Device Protect version 4 launched 4 June 2018 and sold until 13 January 2019
  • Device Protect version 3 launched 25 October 2017 and sold until 3 June 2018
  • Device Protect version 2 launched 4 May 2017 and sold until 24 October 2017
  • Device Protect version 1 launched 19 June 2016 and sold until 4 May 2017
  • Optus Yes Cover
  • Optus Device Insurance (Smart and Standard)
  • Optus Mobile Insurance (Smart and Standard)
  • Safeguard Insurance

Why insure with device protect?

Life's little accidents can happen. With Device Protect, we will assess your claim quickly so you can stay in touch.

  • If the device is lost or stolen, subject to market availability and geographic location, a replacement device will be available to you within 2 business days of your claim being approved.
  • If the device is damaged, it is likely to be repaired or replaced within 5-10 business days of your claim being approved.
  • Cancel any time. You're not locked into the insurance contract for the term of your plan with Device Protect.
  • Avoid paying the full cost of a new mobile phone or tablet if it is lost, stolen or accidentally damaged.

Be assured by coverage above and beyond the manufacturer’s warranty and consumer guarantees under the Australian Consumer Law.

 

What’s covered?

If the device is lost, stolen or accidentally damaged, whether in Australia or while travelling overseas, you're covered.

If the phone or tablet is lost or stolen you're also covered for any unauthorised use of your service up to $600, for 48 hours prior to notifying Optus of the loss or theft.

For full details, download a copy of the Product Disclosure Statement (PDS) to see if the product is right for you.

Insurance issued by Optus Insurance Services Pty Ltd ABN 12 005 711 928 AFSL No. 247379.

How much does it cost?

DEVICE PROTECT
 
Standard Devices
Premium Devices
Monthly premium2,3 $14 $19

 

Devices that can be insured

Mobile phone handsets and tablets
(Other than Excluded Devices)

 

Claims covered

Theft, loss, accidental damage or electronic breakdown/failure

 

Geographic coverage

 

National and international

      
Standard Devices
Premium Devices
 Limit of liability $2000

(less the excess applicable to the claim)
$3000

 

Unauthorised usage

 

Up to $6001

 

(for the 48 hours prior to notifying Optus of the claim)

  
Purchased Devices
Leased Devices
Policy term Month-to-month2 24 months, subject to maximum 2 loss/theft claims

 

Cover for accessories

Accessories provided with the device. Wearable devices such as smart watches and fitness activity trackers are not covered


All rates and premiums include GST

1 Liability amounts are GST inclusive

2 If you purchase a device, your insurance cover is monthly renewable on the payment of $14 per month for Standard Devices and $19 per month for Premium Devices. You can cancel your cover at any time. We reserve the right not to offer renewal.

3 If you lease a device, your insurance cover will expire when your lease ends, up to a maximum of 24 months unless cancelled or terminated earlier (the policy will terminate upon the settlement of a loss or theft claim for the second time). OIS will cancel your insurance cover if an instalment remains unpaid for 30 days. The total insurance premium payable is $336 total premium for 24 months’ cover for Standard Devices and $456 total premium for 24 months’ cover for Premium Devices. You can cancel your cover at any time and you won’t have to pay any further instalments if your lease ends.

What is my excess? What are Premium vs Standard devices?

The amount of excess you pay per claim is dependent on the claim type and the type of device you are insuring. You must pay the following first amounts when you make a claim:

 

EXCESS
 
Standard Devices
Premium Devices
Accidental Damage or electronic breakdown/failures $100 $175

Lost/stolen

$200 $350

Premium Devices include:
Device Effective date
iPhone X 64Gb From 27 October 2017
iPhone X 256GB
iPhone XS 64GB From 14 September 2018
Phone XS 256GB
iPhone XS 512GB
iPhone XS Max 64GB From 14 September 2018
iPhone XS Max 256GB
iPhone XS Max 512GB
iPhone 11 Pro 64GB From 20 September 2019
iPhone 11 Pro 256GB
iPhone 11 Pro 512 GB
iPhone 11 Pro Max 64GB From 20 September 2019
iPhone 11 Pro Max 256GB
iPhone 11 Pro Max 512GB
iPhone 12 Pro 128GB From 23rd October 2020
iPhone 12 Pro 256GB
iPhone 12 Pro 512GB
iPhone 12 Pro Max 128GB From 7th November 2020
iPhone 12 Pro Max 256GB
iPhone 12 Pro Max 512GB
iPhone 13 Pro 128GB From 24th September 2021
iPhone 13 Pro 256GB
iPhone 13 Pro 512GB
iPhone 13 Pro 1TB
iPhone 13 Pro Max 128GB
iPhone 13 Pro Max 256GB
iPhone 13 Pro Max 512GB
iPhone 13 Pro Max 1TB
Samsung Galaxy S10+ 128GB From 8 August 2019
Samsung Galaxy S10+ 512GB
Samsung Galaxy Note 10+ 256GB
Samsung Galaxy Note 10+ 5G 512GB
Samsung Galaxy S10 5G From 27 September 2019
Samsung Galaxy S20 5G  From 6 March 2020
Samsung Galaxy S20 Plus 5G
Samsung Galaxy S20 Ultra 5G
Samsung Galaxy Note20 5G From 21 August 2020
Samsung Galaxy Note20 Ultra 5G
Samsung Galaxy S21 Ultra 5G From 15 January 2021
Samsung Galaxy S21 Plus 5G
Oppo Find X3 Pro 5G From 1 April 2021
Samsung Galaxy Fold2 5G From 21 June 2021
Samsung Galaxy Z Flip 5G
Samsung Galaxy Z Fold3 5G From 12 August 2021
Samsung Galaxy Z Flip3 5G

All Optus Devices (as defined in the PDS) which are not in the Premium Device list are considered Standard Devices except for Excluded Devices where we do not offer insurance at all.

Man on laptop with bank card
How do I buy Device Protect insurance?
Device Protect insurance can only be taken out at the time you obtain a new device from us – no matter if you get it online, in store or over the phone.

You can add Device Protect in the shopping cart when you buy or lease a new mobile phone, or buy a tablet online.

Or, simply ask the sales person about Device Protect when in-store or on the phone.

You can get a copy of the Product Disclosure Statement (PDS) in store or  download a copy of the PDS here.

Call Optus Customer Service 1300 300 937.

Find your local Optus Store.

How do I make a claim?

To help us assess your claim and make the process as smooth as possible, here is what you need to know and provide:

You must have valid insurance at the time of your event - If you have any queries about this please contact Optus Customer Service on 133 937.

You must notify us of all claims within 30 days of the occurrence of the event or accident causing the loss or damage. Please note there are additional requirements for notifying us within 48 hours if your device has been lost or stolen (details below).

We require incident information, this includes a statement regarding what has happened to your device and the date and time when it occurred. Our team will ask you questions to capture this information.

For any claim to be considered as valid there must be a defined event/cause.

For all claims regardless of whether it is lost, stolen or accidentally damaged we need you to provide your IMEI number. You can obtain this in the following ways-

  • By calling Optus Customer Service 133 937.
  • On your original packaging/proof of purchase.
  • On the device itself - this is often on the back of the phone or under the battery.
     

How long does it take and what do I need to pay?

If you call us to lodge your claim the initial call/assessment takes roughly 10 minutes however, there may be further assessment required and this can take longer.

Damaged claims generally are processed within 5-7 business days however if devices have battery damage this timeframe can increase due to shipment being by road.

Lost/Stolen claims once approved take approx. 48 hours for your replacement device to reach the store you nominate.

All claims have an applicable excess please refer to your applicable PDS.

Information for specific claim types.

Unfortunately, our claims team is unavailable to take calls due to COVID-19 restrictions. You can still lodge a claim online using the form below and a team member will be in touch to process it as soon as possible, or use the link below to submit an online claim.

Customer Claims Unit operating hours

  • Monday - Friday: 8am - 6pm AEST
  • Saturday 9am to 6pm AEST
  • Sunday 10am to 6pm AEST

 

 

Accidental damage Lost or Stolen

For damaged claims you will need to hand your phone in to an Optus store, this is sent off to our service centre and depending on the make and model of your phone will either be repaired or replaced with a remanufactured phone.

 

Before you hand this in please back up the data on your device as through the process this is cleared from the phone for your privacy.

 

If you have covered off all of the requirements you can lodge your claim online now.

 

For stolen claims within 48 hours of the event you must -

  • Report it to Optus - (133 937 or +61 2 8082 5678 if calling from overseas) so the IMEI can be blocked and your SIM temporarily suspended to avoid unauthorised usage.
  • Report it to the police - They will assist you in making a police report. Give the police full details of when and where it was lost or stolen, plus the device make and model number along with serial number (also referred to as IMEI or ESN number) where you have this available to you. You may be asked for details of the police report when you make a claim and if reasonably necessary to assess the claim.

*Please note - claims are subject to assessment timeframes and our team will notify you of this.

If you have covered off all of the requirements you can lodge your claim online now.