IOU CREDIT FOR YOUR PREPAID PHONE

AN ADVANCE ON YOUR NEXT MOBILE RECHARGE FOR WHEN YOU RUN SHORT

We know it's annoying when you run out of prepaid credit and can't recharge straight away, so that's why we offer IOU credit.

With IOU credit, we can lend you a little bit of something to get you by. It gives you a little extra time so you can still send that urgent text, make that important call or even browse the net.

Getting an IOU is easy to do.

IOU | IOU Credit For Your Prepaid Phones | Image

On My Prepaid Daily and Daily Plus, we put a $2 credit onto your phone, then, the next time you recharge, the $2 credit will be subtracted from your balance. Simple.

WHICH IOU CREDIT CAN I GET?

My Prepaid Daily and Daily Plus
We'll spot you with $2 credit that you can use for up to two days. When you recharge, $2 will be subtracted from your balance.

My Prepaid Monthly and New My Prepaid Monthly
Next time you run out of credit you can get an IOU for 10 minutes of standard national calls, 10 standard national SMS/MMS and 10MB data, all for use within Australia, for two days. If you've got at least $2 Extras Credit, we'll immediately deduct that amount from your Extras Credit & give you your IOU credit straight away. If you don't have enough Extras Credit, we'll deduct 10 minutes and 10MB data from your next $10 or $20 recharge or $2 Extras Credit from your next recharge of $30 or above.

Other Prepaid plans
Get $3 IOU credit and a bit more time before you need to recharge. When you do recharge with $5 or more we'll deduct the $3 from the balance.

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Nitty Gritty

You must have recharged with at least $10 within the last 6 months to use IOU. My Prepaid Daily: You must have less than $1 MyCredit balance. My Prepaid Daily Plus: You must have less than $2 MyCredit balance. My Prepaid Monthly and New My Prepaid Monthly: You must have run out of credit for standard national calls, SMS/MMS and data. We’ll deduct $2 Extras Credit in exchange for the IOU offer. If you don’t have enough Extras Credit, we’ll deduct 10 minutes and 10MB data from your next $10 or $20 recharge or $2 Extras Credit from your next recharge of $30 or above. General: Only one Optus IOU can be outstanding at a time. When taking over a plan from a third party it is your responsibility to ensure that no Optus IOU Credit is outstanding on the account as you will incur any outstanding Optus IOU Credit amount.